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Fundeer

Fundeer

Track spending by voice, camera, or bank sync.
No account needed, and it works offline.

DownloadFree on iOS
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01One glance

Overview

One balance across every account.

Free to download and free to use. Every feature included.

Download Free

iOS 18+ required

Simple

How it works

01

Download

Get Fundeer free from the App Store. No account required to start.

02

Log expenses

Voice, camera, or type. Connect Monobank to import automatically.

03

See insights

Charts, trends, and budgets update in real-time. Know where your money goes.

Features

Everything you need

Track expenses the way that works for you

🎤

Voice Input

Just say "Coffee, 45" and it's logged

📸

Receipt Scanner

Point camera at any receipt, done

🏦

Bank Sync

Monobank auto-import, more banks coming

✈️

Trips & Family

Split a trip, share a family budget, settle up

📊

Smart Insights

See where your money actually goes

🎯

Budgets & Goals

Set limits, track progress, stay on target

Real scenarios

How people use Fundeer

The Traveler

Maria and 4 friends went to Barcelona. Hotels, tapas, taxis — everyone paid different things.

One trip in Fundeer. Everyone logs expenses. End of trip: one screen shows who owes whom. Settle with one tap.

The Couple

Alex and Sam share rent and groceries, but keep personal spending separate.

Family budget for shared costs. Personal budgets for everything else. Both see the full picture.

The Busy One

Viktor grabs coffee, lunch, and snacks. Receipts pile up. No time to log.

Voice: "Coffee, 65." Done. Or snap the receipt — it's logged in 2 seconds.

Comparison

Why Fundeer?

We built what we wanted to use. No paywalls. No tricks.

Feature
Fundeer
Others
Price
Free
$5-15/month
Trip splitting
Built-in
Separate app
Family budgets
Included
Premium only
Bank sync
Free
Premium only
Real-time sync
Live
Manual refresh
Receipt scanner
Unlimited
Limited
Voice input
Included
Rare
FIRE calculator
Yes
No
Offline mode
Full
Limited
Data export
Always
Sometimes

Updates

What's new

We ship updates regularly. Here's what's recent.

1.54Jul 25, 2026

Trip Mode, per-trip reports, and analytics that count the right things

  • Trip Mode — flip one switch when your trip starts and everything you spend attaches to it automatically, whether you typed it, scanned it, said it, or imported it from your bank
  • Every trip now has its own report: total spent, daily spending, and a category breakdown for that trip alone
  • The trip card, the trip header, and the report now show the same total
  • Fixed trips mixing currencies, double-counting expenses, and getting stuck in trip mode
  • Editing or deleting an expense now updates it in both your personal history and the trip it belongs to
  • Transfers between your own accounts and ATM withdrawals no longer count as spending, so trends, sparklines, calendars, and totals are all cleaner
  • Tap a slice of the pie chart to highlight it, tap again to open that category’s transactions
  • Month-over-month change stays hidden until the previous month is actually complete, instead of comparing against half a month
  • Fixed duplicate and triplicated default categories, and sync no longer overwrites your real categories with placeholders
  • Foreign-currency amounts are converted before they’re stored, so a euro expense no longer lands in your totals as if it were a dollar
  • A scanned receipt’s photo stays attached to the trip expense you created from it, and scanning the same receipt twice no longer creates two entries
  • Shared trip and family balances update in real time — the moment anyone adds, edits, or settles an expense, everyone sees the new split
  • The app opens faster, tabs switch more smoothly, and trips and family groups reopen instantly instead of reloading from scratch
  • Monobank imports no longer create duplicate transactions, even when the bank sends the same update twice
  • Home quick-add buttons stay where you put them, and the add, scan, voice, and history buttons open with a proper animation
  • New Home Screen widgets for family budgets and savings goals, plus Lock Screen widgets and Control Center shortcuts
  • Reworked Settings so things are where you’d expect them, with achievements driven by what you actually do
  • The analytics and crash-reporting toggle now genuinely controls what’s collected
  • If your session expires you get one clear banner instead of silent failures
  • Consistent typography and dark mode across the app, with full support for larger text
1.53May 18, 2026

Widgets & Notifications

  • 6 home screen widgets — balance, spending, categories, trips, quick add
  • Push notifications for trips, family groups, and settlements
  • Notification preferences — per-category controls and quiet hours
  • Cleaner notification formatting with currency symbols
1.52Mar 1, 2026

Real-time & Reliability

  • Real-time sync via SignalR for collaborative features
  • Improved CRDT sync reliability and conflict resolution
  • Batch receipt scanning improvements
  • More currencies supported
  • UI and performance polish
1.51Dec 24, 2025

Charts & UI improvements

  • Improved pie chart on Recents screen
  • Better add expense/income screen
  • Minor bugfixes
1.50Dec 23, 2025

Monobank UI update

  • Better UI for Monobank integration
  • Minor bug fixes and improvements
1.46Dec 4, 2025

Budgeting & Security

  • Budgeting now available
  • Plan and track financial goals
  • Biometrics protection
  • Better theme colors
1.43Aug 8, 2025

Banking integration

  • Added banking integration
  • Improved UI
  • Bug fixes and improvements
1.41Jul 15, 2025

Calculator & Categories

  • Built-in calculator for transactions
  • More category icons
  • Edit and reorder categories
1.4Jul 14, 2025

Charts refresh

  • Refreshed charts view
  • Spending overviews
  • Heatmap chart tracking
1.2Feb 14, 2025

Import support

  • Import from Money Manager (.mmbackup)
  • Minor UI changes
1.0Feb 12, 2025

Initial release

  • Voice input
  • Expense tracking
  • Categories & reports

Questions

FAQ

Yes. All features are free. No subscriptions, no paywalls. We built this for ourselves first.

Your data lives on your device. If you create an account, it syncs to our secure servers in the EU. You can export or delete everything anytime.

Currently Monobank (Ukraine). We use the official bank API with read-only access. More banks coming soon.

Yes. Add transactions offline, and they sync when you're back online. The app is local-first.

Yes. Create a family group with shared budgets and limits. Each person has their own role and access level.

Create a trip, add friends, log shared expenses. The app calculates who owes what. Settle up with one tap.

It tracks your path to Financial Independence and Early Retirement. Set your target, and see how long until you're free.

Yes. Lock the app with Face ID, Touch ID, or your device passcode. Sync is encrypted and bank access is read-only with no password stored. Your data is yours.

Live. When someone in your trip or family group adds, edits, or settles an expense, your screen updates instantly via real-time sync — no pull to refresh needed.

No. We dedupe by your bank's transaction id and only deliver a single push per real purchase. Repeat purchases at the same merchant (e.g. paying twice at the same coffee shop) still get their own notification.

Contact

Get in touch

Questions, feedback, or partnership inquiries? We'd love to hear from you.

Or email us directly at email.andie.one@gmail.com

Fundeer

Get Fundeer

Free. Works offline. No account needed.

Download on App Store
iOS 18+OfflineFace ID
Android coming soon